The key reasons for Long Term Care Insurance are:

• Not wanting to be a burden on my family
• Being able to afford quality care in the setting I choose
• Protecting my spouse’s/loved ones’ quality of life and future security
• Protecting my assets

We may understand that there is a financial impact with needing long term care, but equally as important is the emotional and physical impact on our loved ones. Long term care causes a ripple effect that starts with the care recipient and goes on to the caregivers and the extended family members.

There are a variety of options that cover the cost of custodial care whether it is in your home or another setting of your choice. Planning ahead for ways to cover costs or share caregiving responsibilities with Long Term Care Insurance is something we think every family should consider. We offer solutions to help with your family’s individual concerns and requirements.

The Agency of Terry Warner has your Long Term Care Insurance needs covered. Please call or email us to go over your options and help you make educated choices.